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The Sanchez Law Offices, PA announced today the kickoff of its First Annual Love Heals Charity Drive to help raise support and awareness for Tampa Bay’s most vulnerable and in need communities this holiday season...

Bankruptcy is a legal right people and businesses have to permanently get rid of excessive, burdensome and oppressive debts and obtain a fresh financial start. Bankruptcy laws, including the new bankruptcy laws let people take back control of their finances.

Before asking how to file for bankruptcy, it’s advisable that you understand which bankruptcy chapter can suffice your need. Whether you require a consumer bankruptcy, business bankruptcy, want to stop a foreclosure, wage garnishment, vehicle repossession, lawsuit, creditor harassment, annoying phone calls, utility shut off, or have a bankruptcy question, or have heard a bankruptcy myth, our firm can help you and even begin the process.

Our firm can answer your bankruptcy questions, give you bankruptcy help, bankruptcy advice and provide bankruptcy services; all tailored to your specific case requirements, after a confidential consultation. We have helped many, people, including generations of families escape the financially and emotionally destructive grip of high interest credit card payments and have carried their clients through the bankruptcy process to enjoy the satisfaction found in overcoming debt with dignity.

Loan Modifications

We will do our best to supply homeowners with the kinds of information that will help them stay in their homes. If you find yourself in a perilous financial situation, such as receiving a foreclosure notice in the mail , call us to provide guidance and solutions. Our firm can walk you through the loan modification process, as well as discuss your specific situation and all of the options open to you. They can also inform you about such things as bankruptcies, short sales and other potential options which may not be in your best interest.

Foreclosure Defense

Our team of experienced attorneys and support staff have helped hundreds of people save their homes from foreclosure each year. If you, a family member, or loved one is facing foreclosure, are behind on mortgage payments, or have received demand letters from an attorney, time is of the essence and it is important to act quickly in order to preserve and protect your home from foreclosure.

Often times, foreclosures occur because of unexpected events that happen suddenly and leave people with a feeling of helplessness, such as a death in the family, a costly divorce, job loss or salary reduction, or a mountain of medical bills. Sometimes it is an adjustable rate mortgage (ARM) that has caused your monthly mortgage payment to skyrocket or a forbearance or loan modification with your bank has not worked out. Perhaps it is difficult for you to communicate with your bank and get a straight answer from any one of your bank’s revolving door employees who never seem to be there when you call back. Or worse yet, you keep getting put into your bank’s voice mail system and are left feeling frustrated, alone and in limbo during this difficult time.

Whatever the problem is, we have seen it before and understand it, and can explain the process to you and let you know where you stand and what we can do for you to save your home from foreclosure.